Obama admin. knew millions could not keep their health insurance ... http://investigations.nbcnews.com Mon, 28 Oct 2013 21:48:54 GMT The Affordable Care Act requires all companies to offer more benefits, such as mental health care, and also bars companies from denying coverage for preexisting conditions. Today, White House spokesman Jay Carney was ... A spokesman for America's Health Plans says there are no precise numbers on how many will receive cancellations letters or get notices that their current policies don't meet ACA standards. In both cases, consumers will not be able to keep ... |
Don't Go One More Day Without Health Insurance http://www.usefulinsurancetips.net Fri, 18 Oct 2013 02:56:37 GMT Living without health insurance can be risky if you develop a serious illness or undergo trauma, especially if you get an injury or if you get very sick. Having good health insurance coverage is important, so read on to find tips ... |
If You Like Your Plan, You Can Keep It - Huffington Post http://www.huffingtonpost.com Wed, 30 Oct 2013 07:30:00 GMT A lot of people like their health insurance plans for different reasons, but one primary reason so many people "like" their plan is that they like the low, low price of the premium. Of course, as they say, "You get what you pay for," ... |
Daily Kos: This week in progressive state blogs: health care gap in ... http://www.dailykos.com Sat, 02 Nov 2013 15:00:16 GMT As Mississippians continue to sign up for private health insurance coverage through the federal health insurance exchange, there is one group of Mississippians who are being left out. Mississippians ... Well, there's no way the bill could get three |
Henry Aaron says suck it up: health insurance cancellation update http://marginalrevolution.com Thu, 31 Oct 2013 16:04:53 GMT The new law takes effect, and one day you find that the market no longer carries certain foods you have been buying… ... How many of these people know that their new policies (if and when they can get them) will cover the same providers? ... I think that there are two things going on: (1) plans being cancelled because they don't meet minimum coverage requirements and (2) plans becoming more expensive (for a fixed level of coverage) due to community rating. |
Five Reasons You May Not Get To Keep Your Health Plan, Even If ... http://www.businessinsider.com Thu, 31 Oct 2013 13:12:54 GMT Starting in 2018, the ACA will impose a "Cadillac Tax" on employer-provided health plans that cost more than $27,500 for family coverage, such as the Goldman Sachs plan that Sen. Ted Cruz (R-Texas) gets through his ... |
My personal experience on an Obamacare exchange: Tom Coburn ... http://americablog.com Wed, 02 Oct 2013 00:11:41 GMT (Meaning, it's one thing to tell me I pay 10% of the allowed price for a day in the hospital under one plan, and $150 a day under the other, but what does that really mean for an average sickness, how much will it actually cost me – which one is the wiser option for me? I don't really ..... I don't believe I do because I think I can get affordable healthcare coverage ( defined as premiums costing of no more than 9.5% of your income ) from my employer, if I should choose to. |
An Update on How the U.S. Affordable Care Act Impacts Mental ... http://psychcentral.com Fri, 01 Nov 2013 15:16:15 GMT While the Act will indeed expand coverage and treatment options for millions of Americans who previously had little or no choice, it may also inadvertently take away some treatment options currently in widespread use. Let's find out why. Dr. John Bartlett, the senior project adviser of the Primary Care Initiative of the Carter Center's Mental Health Program says we still don't know what a lot of the ACA's impact will be on mental health care in America: “It's really not clear ... |
Behind the Obamacare-Cancellation Scare : The New Yorker http://www.newyorker.com Wed, 30 Oct 2013 22:43:29 GMT He started with something more frustrating than frightening: healthcare.gov, the federal insurance-exchange Web site, still isn't working properly—“and I am not happy about it. ... Obama complained about reports not making it clear that people whose plans were cancelled had options—“If you get one of these letters, just shop around”—but if they don't know it, a fair share of the fault lies with the Administration and its ... Amy Davidson. Bio · All posts · RSS. 1 day ago ... |
Daily Kos: For Obama to claim some credibility on the NSA spying ... http://www.dailykos.com Sun, 03 Nov 2013 18:00:14 GMT Because they don't condescendingly get to decide what is discussed with this nation's democratically elected respresentatives, they do what this nation's democratically elected represenatatives tell them to do. ... Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White ... |
5 Things Super Successful People Do Before 8 AM | Melina's Hangout http://melinashangout.com Sun, 03 Nov 2013 19:28:50 GMT According to Inc. Magazine, morning people have been found to be more proactive and more productive. In addition, the health benefits for those with a life before work go on and on. ... Map Out Your Day. Maximize your potential by mapping out your schedule for the day, as well as your goals and to dos. The morning is a good time for this as it is often one of the only quiet times a person gets throughout the ... While scheduling, don't forget about your mental health. |
HEALTH REFORM: If You're an Uninsured Worker, It's Your Chance ... http://www.drugs.com Wed, 25 Sep 2013 13:00:38 GMT More than three-quarters of America's nonelderly uninsured are in working families, according to the Kaiser Family Foundation's Commission on Medicaid and the Uninsured. With an ... "If you don't get health insurance, then you're going to need to have coverage somewhere, unless you qualify for an exemption, and those are pretty limited," said Linda Rowings, chief compliance officer at United Benefit Advisors, an ... There's no penalty for not providing coverage. |
House Republicans lack votes to move plan to raise debt ceiling ... http://thehill.com Thu, 26 Sep 2013 21:44:00 GMT The centerpiece of the plan is a one-year delay of President Obama's signature healthcare law. ADVERTISEMENT. But hours after the meeting, the party had yet to release the legislation formally, and conservatives ... |
Sunday, November 3, 2013
Don't Go One More Day Without Health Coverage!
The cost of health insurance is a major reason why many people remain uninsured. Health insurance carriers also offer a variety of plans and it is sometimes difficult to determine which is best. The following article provides you with information on health insurance companies and policies and how to choose the ones that are best for you.
Think about your family's health when considering a health insurance plan provided by your employer. You may choose to purchase insurance that has a lower premium if your health is good. It may be a risky move if you develop any health issues.
If you've just graduated from college and are looking to purchase health insurance for the first time, keep the following in mind. Check the health insurance they offer if you got a job right out of college. You can also be listed under your parents' policy until you turn twenty-six. Alternatively, look into personal plans.
If your place of employment offers any type of employee wellness program, find out. This can save you health insurance costs. A lot of employers encourage their employees to adopt healthy habits and get health insurance. You may be able to join a fitness program afterwards, which will help the company to save money on their insurance coverage, and that in turn would lower your own premium.
Let your health insurance get you money back on your taxes! There are many people who don't know that any health insurance premiums you pay can be deducted from your taxes. Also, any money spent on your deductible, prescriptions and any doctor visits that your insurance provider does not cover, can help you save money on your taxes. You'll want to check your state guidelines first, because state and federal tax regulations vary for these deductions.
It is important to know that some business will charge you for covering a spouse if they are able to get insurance through their employer. You might save money by having them get their own insurance, make sure you compare them.
If you do not visit the doctor often, it would be wise for you to open your own Health Savings Account (HSA). This allows a person to save money pre-tax in an account to be used for medical expenses later. The premium savings from a high deductible can go into the account, for example.
Be careful and pay heed to your bills. Even with health insurance, things such as prescriptions might add surprises to your medical bills. There are some doctors who don't think of the generic version when writing a prescription. Do some research to find out which one has the best prices if you can use different pharmacies. A generic medication can vary in price from pharmacy to pharmacy.
Health insurance is a for-profit industry, so it's up to you to be aware of the various types of coverage as you select the one that's best for you because like any other business, insurance companies are out to make a profit. Remember what you have learned from this article, and you may be able to find a health insurance policy that can save you money.
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